Insuring Farms & Ranches

Running a farm or ranch requires some unique insurance coverage to counter the risks you face year after year. So we’ve done the research and partnered with the industry’s best insurers to bring you quality coverage options at very competitive rates.

farms-ranches2Major companies represented:

  • Allied Insurance
  • Nationwide Agribusiness
  • Zenith Agribusiness
  • Grange Insurance
  • Producers Ag Insurance Group
  • Rural Community Insurance Services
  • Zenith Insurance – Workers Comp.
  • State Compensation Insurance Fund
  • Health-Net
  • Blue Cross
  • Blue Shield

Whether your operation is dairy, hay and row crop, fruit and nut, or any other type of farm or ranch, Rural Ag Insurance Services has the resources and experience to properly insure you.

Below are some of the most common types of coverage that make up a total farm protection package. Please contact us so we can tailor a package for you.

Farm Property coverage can be tailored to fit the specific needs of your farm to cover your farm personal property and farm buildings and structures– regardless of your size.

Farm Liability coverage protects you against bodily-injury or property-damage claims arising out of negligent acts—whether caused by you or your employees.

Automobile coverage is vital because your vehicle is possibly your biggest exposure to a catastrophic claim—whether driven by you, your children or your employees.

Workers Compensation insurance provides the necessary coverage in the event one of your employees is injured on the job.

Health insurance for you, your family or small group that includes your employees can be tailored to meet your needs from one of the leading health insurance providers in the industry.

Multi-Peril Crop Insurance (MPCI) coverage is the oldest and most common crop insurance policy. Also known as APH insurance because your Actual Production History is used to calculate coverage, it protects you against a loss in yield due to natural causes including: drought, excess moisture, cold and frost, wind, flood and unavoidable damage from insects and plant disease. What is more, the government subsidizes MPCI/APH premiums.